Ohio Valley HeartCare Insurance and Payment Arrangements

Office Visits, Co-pays and Deductibles

Please understand that we expect payment at the time of your visit and you are responsible for paying for any services not covered by your insurance carrier. If you do not have insurance coverage, we will arrange for you to meet with our Billing Department.

For your convenience, we accept cash, checks and MasterCard/Visa/Discover.

During your visits to Ohio Valley HeartCare, our Billing Department will arrange with you to review your "patient due" balance for financial assistance.

Insurance

As a courtesy, Ohio Valley HeartCare will bill your insurance. If your insurance company requires a pre-authorization or a referral, please obtain these prior to your visit and make them available to us.

As your insurance policy is a contract between you and your insurance company, we cannot guarantee payment of your claim. Therefore, any unpaid balances will be your responsibility.

OVHC participates in many insurance plans. If you are uncertain as to whether we participate in your plan, please contact our Billing Department at 812.474.4467.

Pre-Certification

It is your responsibility as our patient to inform Ohio Valley HeartCare of any pre-certification requirements.

Medicare

Ohio Valley HeartCare physicians participate in the Medicare program. If you are a Medicare beneficiary with Part B insurance, we will file your claims with Medicare. You will be responsible for the difference between the Medicare payment and the Medicare allowable amount, which is the 20% coinsurance balance plus any remaining deductible.

Medicaid

OVHC will file Medicaid insurance claims and accept Medicaid payment as full payment if you are eligible at the time of service.

Self-Pay

If you do not have health care insurance, payment is expected at the time of service. Please contact our Billing Department for payment arrangements.